| 00 | approved | Approved and completed successfully |
| 01 | refer_to_issuer | Refer to card issuer |
| 02 | refer_to_issuer_1 | Refer to card issuer, special condition |
| 03 | invalid_merchant | Invalid merchant |
| 04 | pick_up_card | Pick up card (no fraud) |
| 05 | do_not_honor | Do not honor |
| 06 | error | Error |
| 07 | pick_up_card_fraud | Pick up card, special condition (fraud account) |
| 10 | partial_approval | Partial approval |
| 11 | approved_vip | Approved (V.I.P) |
| 12 | invalid_transaction | Invalid transaction |
| 13 | invalid_amount_or_currency | Invalid amount or currency conversion field overflow |
| 14 | invalid_account_no_number | Invalid account number (no such number) |
| 15 | no_such_issuer | No such issuer |
| 19 | reenter_transaction | Re-enter transaction |
| 21 | no_action_taken | No action taken |
| 25 | account_record_not_found | Unable to locate record in file |
| 28 | account_not_available | File temporarily not available for update or inquiry |
| 31 | bank_not_supported_by_switch | Bank not supported by switch |
| 39 | no_credit_account | No credit account |
| 41 | lost_card_fraud | Lost card, pick up (fraud account) |
| 43 | stolen_card_fraud | Stolen card, pick up (fraud account) |
| 51 | not_sufficient_funds | Not sufficient funds |
| 52 | no_checking_account | No checking account |
| 53 | no_savings_account | No savings account |
| 54 | expired_card | Expired card or expiration date is missing |
| 55 | incorrect_or_missing_pin | Incorrect PIN or PIN missing |
| 56 | incorrect_or_missing_pin_cardpresent | Incorrect PIN or PIN missing (card present) |
| 57 | transaction_not_allowed | Transaction not allowed to cardholder |
| 58 | transaction_not_allowed_at_terminal | Transaction not allowed at terminal |
| 59 | suspected_fraud | Suspected fraud |
| 61 | exceeds_approval_amount_limit | Exceeds approval amount limit |
| 62 | restricted_account_geo | Restricted account (account invalid in this region or country) |
| 63 | security_violation | Security violation (source is not correct issuer) |
| 64 | aml_violation | Transaction does not fulfill AML requirement |
| 65 | withdrawals_frequency_exceeded | Exceeds withdrawal frequency limit |
| 70 | pin_data_required | PIN data required |
| 74 | pin_encryption_error | Different value than that used for PIN encryption errors |
| 75 | pin_entry_attempts_exceeded | Allowable number of PIN entry tries exceeded |
| 76 | unsolicited_reversal | Unsolicited reversal |
| 78 | card_not_active_firstuse | Blocked, first use (transaction from new cardholder, and card not properly unblocked) |
| 79 | already_reversed | Already reversed (by Switch) |
| 80 | no_financial_impact | No financial impact |
| 81 | cryptographic_error_in_pin | Cryptographic error found in PIN |
| 82 | decline_cvv_negative | Negative CAM, dCVV, iCVV, or CVV results |
| 85 | verification_or_return_approved | No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return |
| 86 | cannot_verify_pin | Cannot verify PIN (for example, no PVV) |
| 89 | ineligible_for_financial_position_information | Ineligible to receive financial position information (GIV) |
| 91 | issuer_inoperative_no_stip | Issuer or switch inoperative and STIP not applicable or not available for this transaction; time-out when no stand-in; POS Check Service: Destination unavailable; Credit Voucher and Merchandise Return Authorizations: V.I.P. sent the transaction to the issuer, but the issuer was unavailable. |
| 92 | routing_network_error | Financial institution or intermediate network facility cannot be found for routing (receiving institution ID is invalid) |
| 93 | legal_violation | Transaction cannot be completed; violation of law |
| 100 | customer_authentication_required | Additional customer authentication required |
| 101 | surcharge_not_permitted | Surcharge amount not permitted on Visa cards or EBT food stamps (U.S. acquirers only) |
| 102 | surcharge_not_supported_by_issuer | Surcharge amount not supported by debit network issuer |
| 103 | stip_forced | Force STIP |
| 104 | cash_service_not_available | Cash service not available |
| 105 | cash_request_exceeded_limit | Cash request exceeds issuer or approved limit |
| 106 | ineligible_for_resubmission | Ineligible for resubmission |
| 107 | declined_cvv2_failure | Decline for CVV2 failure |
| 108 | decline_amount_exceeds_preauthorization | Transaction amount exceeds preauthorized approval amount |
| 109 | decline_pin_unblock_denied | Denied PIN unblock; PIN change or unblock request declined by issuer |
| 110 | decline_pin_change_denied | Denied PIN change; requested PIN unsafe |
| 111 | decline_account_authentication_failed | Account authentication failed |
| 112 | decline_stop_current_recurring | Stop payment order |
| 113 | not_qualified_for_pin | Transaction does not qualify for Visa PIN |
| 114 | decline_stop_all_recurring | Revocation of all authorizations order |
| 115 | decline_offline | Unable to go online; offline-declined |
| 116 | decline_duplicate | Processor, duplicate transaction |
| 117 | decline_invalid_expiry_month | Invalid expiry, incorrect month |
| 118 | decline_invalid_expiry_year | Invalid expiry, incorrect year |
| 119 | decline_fraud_merchant_blacklist | Processor fraud decline, merchant blacklist |
| 120 | decline_gateway_testaccount_used | Gateway decline, test account esed |
| 121 | decline_processor_notsupported | Processor, not supported |
| 122 | decline_processor_notconfigured | Processor, not configured |
| 123 | decline_processor_configuration_error | Processor, configuration error |
| 124 | decline_update_payment_information | Updated cardholder information available |
| 125 | decline_processor_error | Processor, error |
| 126 | decline_authorization_expired | Authorization expired |
| 127 | decline_gateway | Gateway decline |
| 128 | decline_already_voided | Voided transaction |
| 9999 | unknown | unknown |
| 129 | decline_processor_rule | Decline at processor due to gateway/acquirer/processor-configured rule; not sent to network or issuer |
| 130 | decline_merchant_rule | Decline at processor due to merchant-configured rule; not sent to network or issuer |
| 131 | approved_with_hold | Transaction was approved, but put in manual review |
| 132 | cancelled_card_removed | Shopper's card was removed from the terminal before the transaction finished |
| 133 | crash_recovery | Terminal stopped responding for an unknown reason, causing the transaction to fail |
| 134 | aborted_contactless_fallback | The shopper abandoned the transaction after they attempted a contactless payment |
| 135 | cancelled_shopper_cancelled | Shopper cancelled the transaction before it finished |
| 136 | cancelled_no_card | Shopper didn't present a card, so the transaction was cancelled |
| 137 | timeout_PIN_entry | Transaction timed out; shopper should retry or use an alternate payment method |
| 138 | timeout_while_printing_receipt | Timeout during printing the receipt |
| 139 | cancelled_while_printing | Transaction was cancelled while printing |
| 140 | pos_unmapped | Unmapped error occurred; shopper should retry or use an alternate payment method |
| 141 | error_emv | An error occurred while reading the EMV chip; shopper should retry or use an alternate payment method |
| 142 | no_completion_message | No completion message received |
| 143 | no_response | Unable to get response by calling the 'lookup' met |
| 144 | decline_online | Card declined online result |
| 145 | no_acquirer_account | Couldn't find an acquirer account or not specified |
| 146 | error_not_supported_country_and_mcc | Payment details are not supported for this country/MCC combination |
| 147 | capture_failed | Capture failed |
| 148 | pending | Transaction pending |
| 149 | address_verification_failed | PayPal was unable to verify that the transaction qualifies for Seller Protection because the address was improperly formatted |
| 150 | bank_account_restricted | The bank account has restrictions on either the type or number of payouts allowed; this normally indicates that the bank account is a savings or other non-checking account |
| 151 | account_closed | The bank account has been closed |
| 152 | account_frozen | The bank account has been frozen |
| 153 | bank_ownership_changed | The destination bank account is no longer valid because its branch has changed ownership |
| 154 | could_not_process | The bank could not process this payout |
| 155 | debit_not_authorized | Debit transactions are not approved on the bank account (Stripe requires bank accounts to be set up for both credit and debit payouts) |
| 156 | undeliverable_payouts | Undeliverable payouts |
| 157 | merchant_cancelled | Merchant cancelled |
| 158 | timeout | Transaction timeout |
| 159 | error_required_field_not_provided | API error; required field is not provided |
| 160 | error_missing_payment_details | API/Integration error; missing payment details |
| 161 | no_network_token | No network token available |
| 162 | error_cvc | CVC input error |
| 163 | error_incorrect_format | Message format is incorrect |
| 164 | requires_action_from_customer | Requires action or confirmation to complete |
| 165 | address_and_cvv_verification_failed | Address and CVV verification failed |
| 166 | authorization_not_found | Authorization not found |
| 167 | amount_mismatch | Transaction amount doesn't match the original authorization amount |
| 168 | invalid_payment_type | Issuer rejected the payment type |
| 169 | authentication_not_supported_by_merchant | The merchant isn't set up for 3D Secure transactions |
| 170 | required_details_not_provided | Required details aren't provided |
| 171 | do_not_retry | Do not retry the transaction |
| 172 | retry_later | Retry the transaction at a later time |
| 173 | revocation_of_authorization | Card was declined for an unknown reason |
| 174 | refused_due_to_policy_reason | The transaction is refused due to a policy reason |
| 175 | authentication_error | 3D Secure error |
| 176 | subscription_not_found | Unable to locate subscription |
