00 | approved | Approved and completed successfully |
01 | refer_to_issuer | Refer to card issuer |
02 | refer_to_issuer_1 | Refer to card issuer, special condition |
03 | invalid_merchant | Invalid merchant |
04 | pick_up_card | Pick up card (no fraud) |
05 | do_not_honor | Do not honor |
06 | error | Error |
07 | pick_up_card_fraud | Pick up card, special condition (fraud account) |
10 | partial_approval | Partial approval |
11 | approved_vip | Approved (V.I.P) |
12 | invalid_transaction | Invalid transaction |
13 | invalid_amount_or_currency | Invalid amount or currency conversion field overflow |
14 | invalid_account_no_number | Invalid account number (no such number) |
15 | no_such_issuer | No such issuer |
19 | reenter_transaction | Re-enter transaction |
21 | no_action_taken | No action taken |
25 | account_record_not_found | Unable to locate record in file |
28 | account_not_available | File temporarily not available for update or inquiry |
31 | bank_not_supported_by_switch | Bank not supported by switch |
39 | no_credit_account | No credit account |
41 | lost_card_fraud | Lost card, pick up (fraud account) |
43 | stolen_card_fraud | Stolen card, pick up (fraud account) |
51 | not_sufficient_funds | Not sufficient funds |
52 | no_checking_account | No checking account |
53 | no_savings_account | No savings account |
54 | expired_card | Expired card or expiration date is missing |
55 | incorrect_or_missing_pin | Incorrect PIN or PIN missing |
56 | incorrect_or_missing_pin_cardpresent | Incorrect PIN or PIN missing (card present) |
57 | transaction_not_allowed | Transaction not allowed to cardholder |
58 | transaction_not_allowed_at_terminal | Transaction not allowed at terminal |
59 | suspected_fraud | Suspected fraud |
61 | exceeds_approval_amount_limit | Exceeds approval amount limit |
62 | restricted_account_geo | Restricted account (account invalid in this region or country) |
63 | security_violation | Security violation (source is not correct issuer) |
64 | aml_violation | Transaction does not fulfill AML requirement |
65 | withdrawals_frequency_exceeded | Exceeds withdrawal frequency limit |
70 | pin_data_required | PIN data required |
74 | pin_encryption_error | Different value than that used for PIN encryption errors |
75 | pin_entry_attempts_exceeded | Allowable number of PIN entry tries exceeded |
76 | unsolicited_reversal | Unsolicited reversal |
78 | card_not_active_firstuse | Blocked, first use (transaction from new cardholder, and card not properly unblocked) |
79 | already_reversed | Already reversed (by Switch) |
80 | no_financial_impact | No financial impact |
81 | cryptographic_error_in_pin | Cryptographic error found in PIN |
82 | decline_cvv_negative | Negative CAM, dCVV, iCVV, or CVV results |
85 | verification_or_return_approved | No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return |
86 | cannot_verify_pin | Cannot verify PIN (for example, no PVV) |
89 | ineligible_for_financial_position_information | Ineligible to receive financial position information (GIV) |
91 | issuer_inoperative_no_stip | Issuer or switch inoperative and STIP not applicable or not available for this transaction; time-out when no stand-in; POS Check Service: Destination unavailable; Credit Voucher and Merchandise Return Authorizations: V.I.P. sent the transaction to the issuer, but the issuer was unavailable. |
92 | routing_network_error | Financial institution or intermediate network facility cannot be found for routing (receiving institution ID is invalid) |
93 | legal_violation | Transaction cannot be completed; violation of law |
100 | customer_authentication_required | Additional customer authentication required |
101 | surcharge_not_permitted | Surcharge amount not permitted on Visa cards or EBT food stamps (U.S. acquirers only) |
102 | surcharge_not_supported_by_issuer | Surcharge amount not supported by debit network issuer |
103 | stip_forced | Force STIP |
104 | cash_service_not_available | Cash service not available |
105 | cash_request_exceeded_limit | Cash request exceeds issuer or approved limit |
106 | ineligible_for_resubmission | Ineligible for resubmission |
107 | declined_cvv2_failure | Decline for CVV2 failure |
108 | decline_amount_exceeds_preauthorization | Transaction amount exceeds preauthorized approval amount |
109 | decline_pin_unblock_denied | Denied PIN unblock; PIN change or unblock request declined by issuer |
110 | decline_pin_change_denied | Denied PIN change; requested PIN unsafe |
111 | decline_account_authentication_failed | Account authentication failed |
112 | decline_stop_current_recurring | Stop payment order |
113 | not_qualified_for_pin | Transaction does not qualify for Visa PIN |
114 | decline_stop_all_recurring | Revocation of all authorizations order |
115 | decline_offline | Unable to go online; offline-declined |
116 | decline_duplicate | Processor, duplicate transaction |
117 | decline_invalid_expiry_month | Invalid expiry, incorrect month |
118 | decline_invalid_expiry_year | Invalid expiry, incorrect year |
119 | decline_fraud_merchant_blacklist | Processor fraud decline, merchant blacklist |
120 | decline_gateway_testaccount_used | Gateway decline, test account esed |
121 | decline_processor_notsupported | Processor, not supported |
122 | decline_processor_notconfigured | Processor, not configured |
123 | decline_processor_configuration_error | Processor, configuration error |
124 | decline_update_payment_information | Updated cardholder information available |
125 | decline_processor_error | Processor, error |
126 | decline_authorization_expired | Authorization expired |
127 | decline_gateway | Gateway decline |
128 | decline_already_voided | Voided transaction |
9999 | unknown | unknown |
129 | decline_processor_rule | Decline at processor due to gateway/acquirer/processor-configured rule; not sent to network or issuer |
130 | decline_merchant_rule | Decline at processor due to merchant-configured rule; not sent to network or issuer |
131 | approved_with_hold | Transaction was approved, but put in manual review |
132 | cancelled_card_removed | Shopper's card was removed from the terminal before the transaction finished |
133 | crash_recovery | Terminal stopped responding for an unknown reason, causing the transaction to fail |
134 | aborted_contactless_fallback | The shopper abandoned the transaction after they attempted a contactless payment |
135 | cancelled_shopper_cancelled | Shopper cancelled the transaction before it finished |
136 | cancelled_no_card | Shopper didn't present a card, so the transaction was cancelled |
137 | timeout_PIN_entry | Transaction timed out; shopper should retry or use an alternate payment method |
138 | timeout_while_printing_receipt | Timeout during printing the receipt |
139 | cancelled_while_printing | Transaction was cancelled while printing |
140 | pos_unmapped | Unmapped error occurred; shopper should retry or use an alternate payment method |
141 | error_emv | An error occurred while reading the EMV chip; shopper should retry or use an alternate payment method |
142 | no_completion_message | No completion message received |
143 | no_response | Unable to get response by calling the 'lookup' met |
144 | decline_online | Card declined online result |
145 | no_acquirer_account | Couldn't find an acquirer account or not specified |
146 | error_not_supported_country_and_mcc | Payment details are not supported for this country/MCC combination |
147 | capture_failed | Capture failed |
148 | pending | Transaction pending |
149 | address_verification_failed | PayPal was unable to verify that the transaction qualifies for Seller Protection because the address was improperly formatted |
150 | bank_account_restricted | The bank account has restrictions on either the type or number of payouts allowed; this normally indicates that the bank account is a savings or other non-checking account |
151 | account_closed | The bank account has been closed |
152 | account_frozen | The bank account has been frozen |
153 | bank_ownership_changed | The destination bank account is no longer valid because its branch has changed ownership |
154 | could_not_process | The bank could not process this payout |
155 | debit_not_authorized | Debit transactions are not approved on the bank account (Stripe requires bank accounts to be set up for both credit and debit payouts) |
156 | undeliverable_payouts | Undeliverable payouts |
157 | merchant_cancelled | Merchant cancelled |
158 | timeout | Transaction timeout |
159 | error_required_field_not_provided | API error; required field is not provided |
160 | error_missing_payment_details | API/Integration error; missing payment details |
161 | no_network_token | No network token available |
162 | error_cvc | CVC input error |
163 | error_incorrect_format | Message format is incorrect |
164 | requires_action_from_customer | Requires action or confirmation to complete |
165 | address_and_cvv_verification_failed | Address and CVV verification failed |
166 | authorization_not_found | Authorization not found |
167 | amount_mismatch | Transaction amount doesn't match the original authorization amount |
168 | invalid_payment_type | Issuer rejected the payment type |
169 | authentication_not_supported_by_merchant | The merchant isn't set up for 3D Secure transactions |
170 | required_details_not_provided | Required details aren't provided |
171 | do_not_retry | Do not retry the transaction |
172 | retry_later | Retry the transaction at a later time |
173 | revocation_of_authorization | Card was declined for an unknown reason |
174 | refused_due_to_policy_reason | The transaction is refused due to a policy reason |
175 | authentication_error | 3D Secure error |
176 | subscription_not_found | Unable to locate subscription |