Getting Started with Parrot BIN Data

​

Overview

If you subscribe to Parrot, you can use our BIN Data service to request detailed bank and market data for the payment cards your customers transact with. Submit a 6-10 digit bank identification number (BIN)—also known as an Issuer Identification number (IIN)—for a customer’s card and receive information about the card type and brand, the bank that issued it, and details of the market it was issued in, such as currency, country, and time zone.

BIN data can help you better understand both your customers and their preferred payment cards. With this added context, you can design and implement a payments strategy that benefits your bottom line and improves the checkout experience for your customers.

​

Generate an API Key

After you create an account, open the Pagos Service Panel to generate an API Key:

You’ll provide this API key when you make your first BIN request. Pagos uses this value alone to authenticate your request to our servers; you don’t need to provide a password.

​

Look Up a BIN

You’re now ready to query for a BIN! We recommend using cURL on the command line to submit API requests to Pagos, but you can also use API query tools like Postman. Here’s a cURL example for details on BIN 55630400

curl -H "x-api-key:[your API key here]" "https://parrot.prod.pagosapi.com/bins?bin=55630400"

This will return the details for the BIN:

{
  "card": {
    "number": {
      "length": 16
    },
    "bin_min": "5563040000000000000",
    "bin_max": "5563049999999999999",
    "card_brand": "MASTERCARD",
    "type": "Credit",
    "prepaid": false,
    "product": {
      "product_id": "MCF",
      "product_name": "MasterCard Corporate Fleet Card"
    },
    "bank": {
      "name": "CITIBANK N.A."
    },
    "country": {
      "alpha2": "US",
      "numeric": "840",
      "name": "UNITED STATES OF AMERICA"
    },
    "correlation_id": "eyJGaWxlSWQiOjI3NiwiVmVyc2lvbiI6NX0="
  }
}

​

Brands Covered

At this time, Parrot includes BIN data for the following card brands.

​

Card Product ID and Name

When available, we will provide the details around the card product ID and the card product name – this will denote the type of card typically present on the BIN. More details are available in the BIN / IIN Product Code Guide.

​

Enhanced Data

With Parrot Batch BIN Data, you can request enhanced data. This provides you with up to 35 additional fields beyond the standard data fields. It includes additional card brand information, estimated interchange costs, SCA regulation requirements, and more. See the Parrot Batch BIN Data Dictionary for a detailed list of the enhanced data fields available and an example of how BIN data appears in a query response.

​

BIN Data FAQ