Real-Time Loon Update Codes

Loon standardizes the response codes from each card brand's account updater service. The following tables break down how we map card brand response codes into the Loon Update Codes and Error Codes. These codes are the same for both Batch Loon and Real-Time Loon.

Loon Response Codes

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Note

Scroll horizontally to view all columns in the table below.

Loon CodeShort CodeDescriptionRecommended Action
LNRNO RESPONSENo updates are available for the account, or if the file contains multiple card brands, one of the brands hasn't responded yetIf the file is over seven days old and contains all LNRs, resubmit the file. Otherwise, resubmit the card the next time you use it to check for normal updates.
LAEACCOUNT NUMBER OR ACCOUNT NUMBER AND EXPIRATION DATE CHANGEThe account number, or account number and expiration date are updated.Update your systems with the new values.
LCACLOSED ACCOUNT ADVICEThe issuer closed the cardholder’s account.Update your systems that the account is no longer valid and don't attempt to use it for subsequent transactions.
LEDEXPIRATION DATE CHANGEThe issuer updated the expiration date.Update your systems with the new values.
LCCCONTACT CARDHOLDER ADVICEAdditional information required on the account.The merchant should contact the cardholder for additional information on the account
LNBNON PARTICIPATING BINThe issuer of the card does not participate in the account updater program for the given BIN.No action at this time. You can resubmit the account number in the future, as the issuer may participate in the account updater program at a later time.
LNMPARTICIPATING BIN NO MATCHThe issuer of the card participates in the account updater program for the given BIN, but there is no information provided by the issuer regarding the specific card account number requested.No action at this time. You can resubmit the account number in the future.
LNCNO CHANGEThe account number and expiration date are unchanged.No action required.
LCOCARD HOLDER OPT-OUTThe cardholder opted out of the account updater service.Update your systems so you don't attempt to resubmit this card in the future.
LBCBRAND CONVERSIONThe card brand has been changed but the issuer remains the same. Generally, the account number and expiration date stay the same, but could change.If the account number or expiration date changed, update your systems with the new values.
LCPCORRECTED PREVIOUS UPDATEThe issuer corrected a previous updateUpdate your systems with the new values

Loon Error Codes

Loon CodeShort CodeDescriptionRecommended Action
LE01UNDEFINED ERRORUndefined error from the card brand.Contact your Pagos Account Manager.
LE02ACCOUNT NUMBER INVALIDThe account number is not a valid PAN or is not a valid card for the given card brand.Review and update the data.
LE03ACCOUNT NUMBER FORMAT INVALIDThe account number isn't in the proper format.Review and update the data.
LE04EXPIRATION DATE INVALIDThe expiration date isn't in the proper format.Review and update the data.
LE05MERCHANT NOT REGISTEREDThe merchant isn't registered with the card brand(s) for the account updater service.Contact your Pagos Account Manager.
LE06SUB-MERCHANT NOT REGISTEREDThe sub-merchant isn't registered with the card brand(s) for the account updater service.Contact your Pagos Account Manager.