Fee Type Codes

Fee Code (Integer)	Short Code	Description	Fee Type Category	Fee Type Subcategory
1	address_verification	Address verification fee	assessments	network
2	account_verification	Account verification fee	assessments	network
3	network_batch_account_updater_fee	Batch account updater fee charged by the card brand	assessments	value_added_services
4	processor_batch_account_updater_fee	Batch account updater fee charged by the processor	processor	value_added_services
5	intraregional_auth_fee	Intra-regional/domestic authorization fee	assessments	network
6	intraregional_fee	Intra-regional/domestic processing, service, and miscellaneous fees	assessments	network
7	interregional_auth_fee	Interregional/international authorization fee	assessments	network
8	interregional_fee	Interregional/international processing, service and miscellaneous fees	assessments	network
9	network_fee	Card brand processing, service, and miscellaneous fees	assessments	network
10	network_auth_fee	Card brand authorization fee	assessments	network
11	digital_credential_updater_fee	Digital credential updater fee	assessments	network
12	eu_clearing_proc_intra	EU clearing processing intra-regional fee	assessments	network
13	eu_clearing_proc_inter	EU clearing processing interregional fee	assessments	network
14	network_dispute_fee	Card brand dispute or chargeback fee	assessments	dispute
15	network_refund_fee	Card brand refund fee	assessments	refund
16	network_adjustment	Adjustment to card brand fees	assessments	adjustment
17	decline_reason_code	Decline reason code fee	assessments	network
18	excessive_auth	Excessive authorization or resubmission	assessments	penalties
19	mc_auth_optimizer_nsf	Mastercard authorization optimizer service fee for recurring card-not-present transactions with insufficient funds	assessments	network
20	SPS_repeat_auth_decline	Fee applied to declined recurring transaction authorizations after 3 declines for the same Visa Stop Payment Service (VSPS) stop instruction	assessments	penalties
21	credential_continuity_fee	Fees applied to recurring card-not-present (CNP) transactions that are submitted with outdated credentials	assessments	network
22	data_usage	Data usage fee	assessments	network
23	integrity_fee	Integrity fee	assessments	penalties
24	digital_enablement	Digital enablement fee	assessments	network
25	cvc_fee	CVC fee	assessments	value_added_services
26	installment	Installment fee	assessments	network
27	volume_fee	Volume fee	assessments	network
28	misuse_fee	Misuse fee	assessments	penalties
29	MAC_fee	Mastercard merchant advice code fee	assessments	penalties
30	3ds_authentication	3D Secure authentication request	assessments	authentication_fees
31	mac_correction	Merchant advice code correction	assessments	adjustment
32	digital_investment	Digital investment fee	assessments	network
33	network_usage_or_access_fee	Card brand access or usage fee	assessments	network
34	license_fee	License fee	assessments	network
35	connectivity_fee	Connectivity fee	assessments	network
36	pre_auth_fee	Pre-authorization fee	assessments	network
37	reporting_and_infrastructure	Reporting and infrastructure fee	assessments	network
38	reporting_and_data_transfer	Reporting and data transfer fee	assessments	network
39	non_domestic_ccy_stlmnt_fee	Non-domestic currency conversion statement fee	assessments	network
40	zero_floor_limit_fee	Fee for processing transactions without an approved authorization	assessments	penalties
41	merchant_location_fee	Merchant location fee	assessments	network
42	interchange_dispute_fee	Interchange dispute or chargeback fee	interchange	dispute
43	interchange	Interchange processing fee	interchange	interchange
44	interchange_downgrade	Interchange downgrade fee	interchange	interchange_downgrades
45	interchange_refund	Interchange refund fee	interchange	refund
46	processor_dispute_fee	Processor dispute or chargeback fee	processor	dispute
47	processor_fee	Processor processing, services, and miscellaneous fees	processor	card_processing
48	authorization_fee	Authorization fee	processor	card_processing
49	blended_rate	Blended rate	processor	card_processing
50	card_repair_fee	Card repair fee	processor	processor_repair_fee
51	bank_discount_international	Bank discount international	interchange	interchange
52	gateway_fee	Gateway fee	processor	card_processing
53	token_fee	Token fee	processor	network_token
54	paypal_fees	PayPal fees	processor	paypal
55	reversal_fee	Authorization reversal fee	processor	card_processing
56	deposit_matching_or_repair	Deposit matching/repair fee	processor	card_processing
57	ach_return_fee	Returns ACH fee	processor	ach
58	echeck_notification_of_change	Echeck notification of change fee	processor	echeck
59	echeck_reject_fee	Echeck reject fee	processor	echeck
60	echeck_deposit_fee	Echeck deposit fee	processor	echeck
61	echeck_validation_fee	Echeck validation fee	processor	echeck
62	processor_fee_interchange_markup	Processor fee for interchange markup	processor	card_processing
63	3ds_lookup	3D Secure lookup fee	processor	authentication_fees
64	fraud_protection	Fraud service fee	processor	fraud_service
65	processor_volume_fee	Account volume fee	processor	card_processing
66	payout_fee	Payout fee	processor	card_processing
67	processor_adjustment	Processor adjustment fee	processor	adjustment
69	subscription	Subscription fee	processor	card_processing
70	authorization_optimization_fee	Authorization optimization fee	processor	value_added_services
71	enterprise_support_fee	Enterprise support fee	processor	value_added_services
72	premium_support_fee	Premium support fee	processor	value_added_services
73	active_account_billing	Active account billing	processor	card_processing
74	account_initiation_billing	Account initiation billing	processor	card_processing
76	interregional_transfer	Interregional transfer fee	processor	card_processing
77	link_incentive	Link incentive fee	processor	card_processing
78	terminal_authorization_fee	Terminal authorization fee	processor	card_processing
79	terminal_active_reader_fee	Terminal active reader fee	processor	card_processing
80	bank_account_validation	Bank account validation fee	processor	value_added_services
81	3ds_authentication_processor_fee	3DS authentication service fee	processor	authentication_fees
82	ach_transfer_fee	ACH transfer fee	processor	ach
83	dispute_mdr_rebate	Dispute or chargeback merchant discount rate adjustment	interchange	adjustment
84	merchant_discount_rate	Merchant discount rate	interchange	interchange
85	conveyed_deposit_fee	Conveyed deposit fee	processor	card_processing
86	partial_auth_reversal	Partial authorization reversal	processor	card_processing
87	reauthorization	Re-authorization fee	processor	card_processing
88	rejected_transaction	Rejected transaction fee	processor	card_processing
89	dispute_representment	Dispute or chargeback representment fee	processor	dispute
90	settled_deposit_fee	Settled deposit fee	processor	card_processing
91	swift_transfer_fee	SWIFT transfer fee	processor	money_transfer
92	financial_transaction_fee	Financial transaction fee	processor	card_processing
94	tax	Tax	misc	tax
95	cpu_authorization	CPU authorization fee	processor	card_processing
96	integrity_final_auth	Integrity fee (final authorization)	assessments	penalties
97	account_status_inquiry	Account status inquiry fee	assessments	value_added_services
98	international_network_fee	International card brand fee	assessments	network
99	authorization_optimizer	Authorization optimizer fee	assessments	network
101	discount	Processor fees discount	processor	adjustment
103	external_settled	Fee for external settled acquirers	processor	processor_service_fees
104	excessive_fraud	Excessive fraud merchant program	assessments	penalties
105	tpe_merchant_advice_code	Transaction processing excellence fee (merchant advice code)	assessments	penalties
106	vts_authentication	Visa Token Service (VTS) authentication	assessments	network_token
107	brand_protection	Brand production	assessments	network
108	terminal_replacement	Terminal replacement fee	processor	processor_service_fees
109	interchange_adjustment	Interchange adjustment	interchange	adjustment
110	acquirer_network_fees	Card brand fee charged monthly	assessments	network
111	customer_performance_development	Reimbursement for customer performance development	assessments	adjustment
112	score_fee	Score service fee	processor	fraud_service
115	offer_fee	Offer fee	processor	card_processing
116	high_ticket_assessment	Assessment fee on large ticket purchases	assessments	network
117	base_II	Base II fee	assessments	network
118	nominal_auth	Nominal authorization with 1 USD or lower (applies to card-not-present transaction only)	assessments	penalties
119	document_fee	Document upload fee	assessments	network
120	credit_voucher_data_processing	Fee applied to refund transactions	assessments	network
121	international_base	International base fee	assessments	network
122	incentive	Processor incentive fee	processor	incentives
123	token_network_fee	Token fee assessed by card brands	assessments	network_token
124	iq_fee	iQ fee	processor	processor_service_fees
125	paypal_activities	Fees associated with non-transactional PayPal events, such as transfers, holds, and currency conversions	paypal_activities	paypal_activities
126	paypal_refund	PayPal refund fee	processor	refund
127	paypal_payment	PayPal charge or payment fee	paypal	card_processing
128	paypal_dispute	PayPal dispute and chargeback fee	paypal	dispute
129	paypal_reversal	PayPal reversal fee	paypal	reversal
130	paypal_dispute_service	PayPal dispute service fee	paypal	penalties
131	visa_cat_I_retries_never_approve_domestic	(Visa Category) Excessive Retries Issuer Penalty - issuer will never approve (domestic transaction)	assessments	penalties
132	visa_cat_II_IV_retries_may_approve_domestic	(Visa Category) Excessive Retries Penalty - issuer may approve (domestic transaction)	assessments	penalties
134	3ds_exemption	3D Secure exemption fee	assessments	authentication_fees
135	transaction fee	Transaction fee	processor	card_processing
136	interchange_3ds	Interchange 3D Secure fee	interchange	interchange
137	token_network_fee_adjustment	Token network fee adjustment	assessments	adjustment
138	token_fee_adjustment	Token adjustment fee	processor	adjustment
139	chargeback_threshold_fee	Chargeback threshold fee	assessments	dispute
140	processor_refund	Processor refund	processor	refund
141	interchange_intraregional	Intra-regional Interchange processing fee	interchange	interchange
142	interchange_interregional	Interregional Interchange processing fee	interchange	interchange
143	sigma_fee	Stripe Sigma fees	processor	processor_service_fees
144	visa_tif_fee	Visa transaction integrity fee	assessments	penalties
145	mc_pif_fee	Mastercard processing integrity fee	assessments	penalties
146	visa_cat_I_retries_never_approve_cross_border	(Visa Category) Excessive Retries Issuer Penalty - issuer will never approve (cross-border transaction)	assessments	penalties
147	visa_cat_II_IV_retries_may_approve_cross_border	(Visa Category) Excessive Retries Penalty - issuer may approve (cross-border transaction)	assessments	penalties
148	network_real_time_account_updater_fee	Card brand account updater fee	assessments	value_added_services
149	processor_real_time_account_updater_fee	Processor account updater fee	processor	value_added_services
150	informational_data	Information data point not directly tied to fee calculation	informational_data	informational_data
151	ate_return_fee	Fee charged when a consumer returns an order after a reminder is sent (Klarna specific)	processor	processor_penalties
152	expiry_fee	Order expiration extension fee (Klarna specific)	processor	processor_service_fees
153	extend_due_date_fee	Fee when merchant extends the due date for a consumer invoice (Klarna specific)	processor	processor_service_fees
154	currency_matching_fee	Processor fee for using a currency matching service	processor	processor_service_fees
155	network_fraud_service_fee	Card brand-level fraud tools service fees	assessments	processor_service_fees
156	mc_progressive_handling_fee	Mastercard’s progressive handling fee	assessments	penalties
157	unable_to_map	Unable to map the value provided by the processor	unable_to_map	unable_to_map
158	pinless_network_fee	Pinless debit network fee	assessments	network
159	pinless_network_fee	Pinless debit network fee	interchange	interchange
160	debit_routing	Debit routing fee	processor	value_added_services
161	cross_border_fee	Cross border fee	processor	card_processing
162	no_value_provided	Pagos did not receive a value from the processor.	no_value_provided	no_value_provided
163	fx_exchange	Foreign currency exchange	processor	fx_exchange
164	pass_through	Interchange and assessment fees	pass_through_fee	pass_through_fees
165	pass_through_adjustment	Adjustment to interchange and assessment fees	pass_through_fee	pass_through_fees
166	tpe_message_format_error	Transaction Processing Excellence fee	assessments	penalties
167	issuing_fee	Issuing fee	processor	processor_service_fees
168	alternative_payment_method_fee	Alternative payment method fee	processor	processor_service_fees
169	optimized_engine	Optimization engine	processor	value_added_services
170	processor_account_verification	Processor account verification fee	processor	value_added_services
171	interchange_interregional_sepa	Interregional Interchange SEPA processing fee	interchange	interchange
172	paypal_adjustment	PayPal adjustment fee	paypal	adjustment
173	acquirer_exemption_indicator	Indicates an acquirer exemption	assessments	authentication_fees
174	dispute_deflection	Dispute deflection	processor	fraud_service
175	fund_transfer_fee	Funds transfer fee	processor	money_transfer
176	processor_dispute_reversal	Dispute or chargeback dispute reversal	processor	reversal
177	virtual_payments	Virtual payment fee	assessments	network
178	cyber_security	Cyber protection and security fee	assessments	network
179	enhanced_data	Enhanced data program fee	assessments	network
180	voice_auth	Fee charged on phone authorization	processor	processor_service_fees
181	processor_currency_conversion_fee	Fee charged for currency conversion	processor	processor_service_fees
9999	unknown	Unknown	unknown	unknown

Authentication

Data & Response Codes

Data Ingestion

Pagos MCP Server

BIN Database

Account Updater

Network Tokenization

Fee Type Codes