Ensure your Real-Time Account Updater integration works correctly by simulating Account Updater responses in Test Mode.Documentation Index
Fetch the complete documentation index at: https://docs.pagos.ai/llms.txt
Use this file to discover all available pages before exploring further.
Step 1: Create a Pagos Account or Sign In
If you’re interested in Real-Time Account Updater, you can try it out in Test Mode. Sign up for a Pagos account or log into your existing account, then click the environment toggle in the top-right corner; a yellow bar will appear across the top of the Pagos Service Panel to confirm you’re in Test Mode.Step 2: Generate Your Test Mode API Key
In Test Mode, generate an API key for the Real-Time Account Updater API.These API keys are universal across Test Mode and will be used for testing all Pagos API products. If you’ve already created an API key in Test Mode, you don’t need to create a new one.
Step 3: Test Real-Time Account Updater
You’re ready to begin testing the full capabilities of Real-Time Account Updater! Follow the instructions in our Real-Time Account Updater Overview Overview guide to perform the following actions in Test Mode using our test values:- Authenticate to confirm your access
- Submit a card inquiry using our test values.
- Check response of the inquiry.
Test Values
Visa
| Visa Test Card Details | Response Code | Error Code | Response Code Description | Updated Card Details (If Applicable) |
|---|---|---|---|---|
| LAE | Change in account number or change in account number and expiration date |
| |
| LAE | Change in account number or change in account number and expiration date |
| |
| LCA | Closed account | ||
| LED | Change in expiration date |
| |
| LCC | Contact cardholder | ||
| LNB | Non-participating BIN | ||
| LNM | Participating BIN - No match | ||
| LNC | No change in account details | ||
| LCO | Card holder opt-out | ||
| LE02 | Account number invalid | ||
| LE03 | Account number format invalid | ||
| LE04 | Expiration date invalid | ||
| LE05 | Merchant not registered |
Mastercard
| Mastercard Test Card Details | Response Code | Error Code | Response Code Description | Mastercard Updated Card Details (If Applicable) |
|---|---|---|---|---|
| LAE | Change in account number or change in account number and expiration date |
| |
| LAE | Change in account number or change in account number and expiration date |
| |
| LCA | Closed account | ||
| LED | Change in expiration date |
| |
| LNB | Non-participating BIN | ||
| LNM | Participating BIN - No match | ||
| LNC | No change in account details | ||
| LNC | No change in account details | ||
| LE03 | Account number format invalid | ||
| LE04 | Expiration date invalid | ||
| LE05 | Merchant not registered | ||
| LE06 | Sub-merchant not registered |