> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pagos.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Fee Type Codes

| Fee Code (Integer) | Short Code | Description | Fee Type Category | Fee Type Subcategory |
| :- | :- | :- | :- | :- |
| 1 | address\_verification | Address verification fee | assessments | network |
| 2 | account\_verification | Account verification fee | assessments | network |
| 3 | network\_batch\_account\_updater\_fee | Batch account updater fee charged by the card brand | assessments | value\_added\_services |
| 4 | processor\_batch\_account\_updater\_fee | Batch account updater fee charged by the processor | processor | value\_added\_services |
| 5 | intraregional\_auth\_fee | Intra-regional/domestic authorization fee | assessments | network |
| 6 | intraregional\_fee | Intra-regional/domestic processing, service, and miscellaneous fees | assessments | network |
| 7 | interregional\_auth\_fee | Interregional/international authorization fee | assessments | network |
| 8 | interregional\_fee | Interregional/international processing, service and miscellaneous fees | assessments | network |
| 9 | network\_fee | Card brand processing, service, and miscellaneous fees | assessments | network |
| 10 | network\_auth\_fee | Card brand authorization fee | assessments | network |
| 11 | digital\_credential\_updater\_fee | Digital credential updater fee | assessments | network |
| 12 | eu\_clearing\_proc\_intra | EU clearing processing intra-regional fee | assessments | network |
| 13 | eu\_clearing\_proc\_inter | EU clearing processing interregional fee | assessments | network |
| 14 | network\_dispute\_fee | Card brand dispute or chargeback fee | assessments | dispute |
| 15 | network\_refund\_fee | Card brand refund fee | assessments | refund |
| 16 | network\_adjustment | Adjustment to card brand fees | assessments | adjustment |
| 17 | decline\_reason\_code | Decline reason code fee | assessments | network |
| 18 | excessive\_auth | Excessive authorization or resubmission | assessments | penalties |
| 19 | mc\_auth\_optimizer\_nsf | Mastercard authorization optimizer service fee for recurring card-not-present transactions with insufficient funds | assessments | network |
| 20 | SPS\_repeat\_auth\_decline | Fee applied to declined recurring transaction authorizations after 3 declines for the same Visa Stop Payment Service (VSPS) stop instruction | assessments | penalties |
| 21 | credential\_continuity\_fee | Fees applied to recurring card-not-present (CNP) transactions that are submitted with outdated credentials | assessments | network |
| 22 | data\_usage | Data usage fee | assessments | network |
| 23 | integrity\_fee | Integrity fee | assessments | penalties |
| 24 | digital\_enablement | Digital enablement fee | assessments | network |
| 25 | cvc\_fee | CVC fee | assessments | value\_added\_services |
| 26 | installment | Installment fee | assessments | network |
| 27 | volume\_fee | Volume fee | assessments | network |
| 28 | misuse\_fee | Misuse fee | assessments | penalties |
| 29 | MAC\_fee | Mastercard merchant advice code fee | assessments | penalties |
| 30 | 3ds\_authentication | 3D Secure authentication request | assessments | authentication\_fees |
| 31 | mac\_correction | Merchant advice code correction | assessments | adjustment |
| 32 | digital\_investment | Digital investment fee | assessments | network |
| 33 | network\_usage\_or\_access\_fee | Card brand access or usage fee | assessments | network |
| 34 | license\_fee | License fee | assessments | network |
| 35 | connectivity\_fee | Connectivity fee | assessments | network |
| 36 | pre\_auth\_fee | Pre-authorization fee | assessments | network |
| 37 | reporting\_and\_infrastructure | Reporting and infrastructure fee | assessments | network |
| 38 | reporting\_and\_data\_transfer | Reporting and data transfer fee | assessments | network |
| 39 | non\_domestic\_ccy\_stlmnt\_fee | Non-domestic currency conversion statement fee | assessments | network |
| 40 | zero\_floor\_limit\_fee | Fee for processing transactions without an approved authorization | assessments | penalties |
| 41 | merchant\_location\_fee | Merchant location fee | assessments | network |
| 42 | interchange\_dispute\_fee | Interchange dispute or chargeback fee | interchange | dispute |
| 43 | interchange | Interchange processing fee | interchange | interchange |
| 44 | interchange\_downgrade | Interchange downgrade fee | interchange | interchange\_downgrades |
| 45 | interchange\_refund | Interchange refund fee | interchange | refund |
| 46 | processor\_dispute\_fee | Processor dispute or chargeback fee | processor | dispute |
| 47 | processor\_fee | Processor processing, services, and miscellaneous fees | processor | card\_processing |
| 48 | authorization\_fee | Authorization fee | processor | card\_processing |
| 49 | blended\_rate | Blended rate | processor | card\_processing |
| 50 | card\_repair\_fee | Card repair fee | processor | processor\_repair\_fee |
| 51 | bank\_discount\_international | Bank discount international | interchange | interchange |
| 52 | gateway\_fee | Gateway fee | processor | card\_processing |
| 53 | token\_fee | Token fee | processor | network\_token |
| 54 | paypal\_fees | PayPal fees | processor | paypal |
| 55 | reversal\_fee | Authorization reversal fee | processor | card\_processing |
| 56 | deposit\_matching\_or\_repair | Deposit matching/repair fee | processor | card\_processing |
| 57 | ach\_return\_fee | Returns ACH fee | processor | ach |
| 58 | echeck\_notification\_of\_change | Echeck notification of change fee | processor | echeck |
| 59 | echeck\_reject\_fee | Echeck reject fee | processor | echeck |
| 60 | echeck\_deposit\_fee | Echeck deposit fee | processor | echeck |
| 61 | echeck\_validation\_fee | Echeck validation fee | processor | echeck |
| 62 | processor\_fee\_interchange\_markup | Processor fee for interchange markup | processor | card\_processing |
| 63 | 3ds\_lookup | 3D Secure lookup fee | processor | authentication\_fees |
| 64 | fraud\_protection | Fraud service fee | processor | fraud\_service |
| 65 | processor\_volume\_fee | Account volume fee | processor | card\_processing |
| 66 | payout\_fee | Payout fee | processor | card\_processing |
| 67 | processor\_adjustment | Processor adjustment fee | processor | adjustment |
| 68 | pci\_compliance\_support | PCI compliance support fee | processor | processor\_service\_fees |
| 69 | subscription | Subscription fee | processor | card\_processing |
| 70 | authorization\_optimization\_fee | Authorization optimization fee | processor | value\_added\_services |
| 71 | enterprise\_support\_fee | Enterprise support fee | processor | value\_added\_services |
| 72 | premium\_support\_fee | Premium support fee | processor | value\_added\_services |
| 73 | active\_account\_billing | Active account billing | processor | card\_processing |
| 74 | account\_initiation\_billing | Account initiation billing | processor | card\_processing |
| 76 | interregional\_transfer | Interregional transfer fee | processor | card\_processing |
| 77 | link\_incentive | Link incentive fee | processor | card\_processing |
| 78 | terminal\_authorization\_fee | Terminal authorization fee | processor | card\_processing |
| 79 | terminal\_active\_reader\_fee | Terminal active reader fee | processor | card\_processing |
| 80 | bank\_account\_validation | Bank account validation fee | processor | value\_added\_services |
| 81 | 3ds\_authentication\_processor\_fee | 3DS authentication service fee | processor | authentication\_fees |
| 82 | ach\_transfer\_fee | ACH transfer fee | processor | ach |
| 83 | dispute\_mdr\_rebate | Dispute or chargeback merchant discount rate adjustment | interchange | adjustment |
| 84 | merchant\_discount\_rate | Merchant discount rate | interchange | interchange |
| 85 | conveyed\_deposit\_fee | Conveyed deposit fee | processor | card\_processing |
| 86 | partial\_auth\_reversal | Partial authorization reversal | processor | card\_processing |
| 87 | reauthorization | Re-authorization fee | processor | card\_processing |
| 88 | rejected\_transaction | Rejected transaction fee | processor | card\_processing |
| 89 | dispute\_representment | Dispute or chargeback representment fee | processor | dispute |
| 90 | settled\_deposit\_fee | Settled deposit fee | processor | card\_processing |
| 91 | swift\_transfer\_fee | SWIFT transfer fee | processor | money\_transfer |
| 92 | financial\_transaction\_fee | Financial transaction fee | processor | card\_processing |
| 94 | tax | Tax | misc | tax |
| 95 | cpu\_authorization | CPU authorization fee | processor | card\_processing |
| 96 | integrity\_final\_auth | Integrity fee (final authorization) | assessments | penalties |
| 97 | account\_status\_inquiry | Account status inquiry fee | assessments | value\_added\_services |
| 98 | international\_network\_fee | International card brand fee | assessments | network |
| 99 | authorization\_optimizer | Authorization optimizer fee | assessments | network |
| 101 | discount | Processor fees discount | processor | adjustment |
| 103 | external\_settled | Fee for external settled acquirers | processor | processor\_service\_fees |
| 104 | excessive\_fraud | Excessive fraud merchant program | assessments | penalties |
| 105 | tpe\_merchant\_advice\_code | Transaction processing excellence fee (merchant advice code) | assessments | penalties |
| 106 | vts\_authentication | Visa Token Service (VTS) authentication | assessments | network\_token |
| 107 | brand\_protection | Brand production | assessments | network |
| 108 | terminal\_replacement | Terminal replacement fee | processor | processor\_service\_fees |
| 109 | interchange\_adjustment | Interchange adjustment | interchange | adjustment |
| 110 | acquirer\_network\_fees | Card brand fee charged monthly | assessments | network |
| 111 | customer\_performance\_development | Reimbursement for customer performance development | assessments | adjustment |
| 112 | score\_fee | Score service fee | processor | fraud\_service |
| 113 | transaction\_risk\_fee | Fee applied to high-risk transactions | processor | processor\_service\_fees |
| 114 | customer\_insights | Services that provide customer intelligence | processor | value\_added\_services |
| 115 | offer\_fee | Offer fee | processor | card\_processing |
| 116 | high\_ticket\_assessment | Assessment fee on large ticket purchases | assessments | network |
| 117 | base\_II | Base II fee | assessments | network |
| 118 | nominal\_auth | Nominal authorization with 1 USD or lower (applies to card-not-present transaction only) | assessments | penalties |
| 119 | document\_fee | Document upload fee | assessments | network |
| 120 | credit\_voucher\_data\_processing | Fee applied to refund transactions | assessments | network |
| 121 | international\_base | International base fee | assessments | network |
| 122 | incentive | Processor incentive fee | processor | incentives |
| 123 | token\_network\_fee | Token fee assessed by card brands | assessments | network\_token |
| 124 | iq\_fee | iQ fee | processor | processor\_service\_fees |
| 125 | paypal\_activities | Fees associated with non-transactional PayPal events, such as transfers, holds, and currency conversions | paypal\_activities | paypal\_activities |
| 126 | paypal\_refund | PayPal refund fee | processor | refund |
| 127 | paypal\_payment | PayPal charge or payment fee | paypal | card\_processing |
| 128 | paypal\_dispute | PayPal dispute and chargeback fee | paypal | dispute |
| 129 | paypal\_reversal | PayPal reversal fee | paypal | reversal |
| 130 | paypal\_dispute\_service | PayPal dispute service fee | paypal | penalties |
| 131 | visa\_cat\_I\_retries\_never\_approve\_domestic | (Visa Category) Excessive Retries Issuer Penalty - issuer will never approve (domestic transaction) | assessments | penalties |
| 132 | visa\_cat\_II\_IV\_retries\_may\_approve\_domestic | (Visa Category) Excessive Retries Penalty - issuer may approve (domestic transaction) | assessments | penalties |
| 134 | 3ds\_exemption | 3D Secure exemption fee | assessments | authentication\_fees |
| 135 | transaction fee | Transaction fee | processor | card\_processing |
| 136 | interchange\_3ds | Interchange 3D Secure fee | interchange | interchange |
| 137 | token\_network\_fee\_adjustment | Token network fee adjustment | assessments | adjustment |
| 138 | token\_fee\_adjustment | Token adjustment fee | processor | adjustment |
| 139 | chargeback\_threshold\_fee | Chargeback threshold fee | assessments | dispute |
| 140 | processor\_refund | Processor refund | processor | refund |
| 141 | interchange\_intraregional | Intra-regional Interchange processing fee | interchange | interchange |
| 142 | interchange\_interregional | Interregional Interchange processing fee | interchange | interchange |
| 143 | sigma\_fee | Stripe Sigma fees | processor | processor\_service\_fees |
| 144 | visa\_tif\_fee | Visa transaction integrity fee | assessments | penalties |
| 145 | mc\_pif\_fee | Mastercard processing integrity fee | assessments | penalties |
| 146 | visa\_cat\_I\_retries\_never\_approve\_cross\_border | (Visa Category) Excessive Retries Issuer Penalty - issuer will never approve (cross-border transaction) | assessments | penalties |
| 147 | visa\_cat\_II\_IV\_retries\_may\_approve\_cross\_border | (Visa Category) Excessive Retries Penalty - issuer may approve (cross-border transaction) | assessments | penalties |
| 148 | network\_real\_time\_account\_updater\_fee | Card brand account updater fee | assessments | value\_added\_services |
| 149 | processor\_real\_time\_account\_updater\_fee | Processor account updater fee | processor | value\_added\_services |
| 150 | informational\_data | Information data point not directly tied to fee calculation | informational\_data | informational\_data |
| 151 | late\_return\_fee | Fee charged when a consumer returns an order after a reminder is sent (Klarna-specific) | processor | processor\_penalties |
| 152 | expiry\_fee | Order expiration extension fee (Klarna specific) | processor | processor\_service\_fees |
| 153 | extend\_due\_date\_fee | Fee when merchant extends the due date for a consumer invoice (Klarna specific) | processor | processor\_service\_fees |
| 154 | currency\_matching\_fee | Processor fee for using a currency matching service | processor | processor\_service\_fees |
| 155 | network\_fraud\_service\_fee | Card brand-level fraud tools service fees | assessments | processor\_service\_fees |
| 156 | mc\_progressive\_handling\_fee | Mastercard's progressive handling fee | assessments | penalties |
| 157 | unable\_to\_map | Unable to map the value provided by the processor | unable\_to\_map | unable\_to\_map |
| 158 | pinless\_network\_fee | Pinless debit network fee | assessments | network |
| 159 | pinless\_network\_fee | Pinless debit network fee | interchange | interchange |
| 160 | debit\_routing | Debit routing fee | processor | value\_added\_services |
| 161 | cross\_border\_fee | Cross border fee | processor | card\_processing |
| 162 | no\_value\_provided | Pagos did not receive a value from the processor. | no\_value\_provided | no\_value\_provided |
| 163 | fx\_exchange | Foreign currency exchange | processor | fx\_exchange |
| 164 | pass\_through | Interchange and assessment fees | pass\_through\_fee | pass\_through\_fees |
| 165 | pass\_through\_adjustment | Adjustment to interchange and assessment fees | pass\_through\_fee | pass\_through\_fees |
| 166 | tpe\_message\_format\_error | Transaction Processing Excellence fee | assessments | penalties |
| 167 | issuing\_fee | Issuing fee | processor | processor\_service\_fees |
| 168 | alternative\_payment\_method\_fee | Alternative payment method fee | processor | processor\_service\_fees |
| 169 | optimized\_engine | Optimization engine | processor | value\_added\_services |
| 170 | processor\_account\_verification | Processor account verification fee | processor | value\_added\_services |
| 171 | interchange\_interregional\_sepa | Interregional Interchange SEPA processing fee | interchange | interchange |
| 172 | paypal\_adjustment | PayPal adjustment fee | paypal | adjustment |
| 173 | acquirer\_exemption\_indicator | Indicates an acquirer exemption | assessments | authentication\_fees |
| 174 | dispute\_deflection | Dispute deflection | processor | fraud\_service |
| 175 | fund\_transfer\_fee | Funds transfer fee | processor | money\_transfer |
| 176 | processor\_dispute\_reversal | Dispute or chargeback dispute reversal | processor | reversal |
| 177 | virtual\_payments | Virtual payment fee | assessments | network |
| 178 | cyber\_security | Cyber protection and security fee | assessments | network |
| 179 | enhanced\_data | Enhanced data program fee | assessments | network |
| 180 | voice\_auth | Fee charged on phone authorization | processor | processor\_service\_fees |
| 181 | processor\_currency\_conversion\_fee | Fee charged for currency conversion | processor | processor\_service\_fees |
| 182 | network\_debit\_routing | Debit network routing fee | assessments | network |
| 183 | high\_fallback | High rate of fallback transactions | assessments | penalties |
| 184 | bin\_service\_fee | Fee charged for providing access to BIN services | processor | value\_added\_services |
| 185 | incremental\_auth | VISA Incremental Auth Fee | assessments | penalties |
| 186 | estimated\_auth | VISA Estimated Auth Fee | assessments | penalties |
| 187 | interchange\_dcap | Transactions that qualify for Visa DCAP savings | interchange | interchange\_optimization |
| 188 | interchange\_dcap\_network\_token | Transactions that qualify for Visa DCAP and network token savings | interchange | interchange\_optimization |
| 189 | dcap\_fee | Digital Commerce Authentication Program Fee | assessments | network |
| 190 | security\_violation | Security violation fee | assessments | penalties |
| 9999 | unknown | Unknown | unknown | unknown |


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